Hey, I’m Sumukh. A curious insignificant human wandering through space and time. During college, I built an ecommerce business, that allowed me to generate surplus funds to invest in ethereum & bitcoin. Then went on to team up and build a decentralised exchange called ezether.com in 2016. Parallely, I was investing through firstprinciples.vc and a learnt a lot about early stage investing & building technology startups. We went onto incubate and build shvasa.com. I currently wander about learning about new spaces to disrup.

I’m currently exploring how we can give borrowers cheaper credit and investors better returns through tokenization. Learning more about LBO’s, acquisition financing and lending in general through the process.

Foundational belief systems/ mental models I live by

• Compounding of health, wealth and relationships
• Practicing vipassana daily keeps me a happy man.
• Always curious, always learning - the known unknowns are always expanding
• Stay hungry, stay foolish
• Dream big

"Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it." - Einstein

"Holding on to anger is like grasping a hot coal with the intent of throwing it at someone else; you are the one who gets burned." - Buddha

"A fit body, a calm mind, a house full of love. These things cannot be bought - they must be earned."- Naval

“People think focus means saying yes to the thing you've got to focus on. But that's not what it means at all. It means saying no to the hundred other good ideas that there are. You have to pick carefully. I'm actually as proud of the things we haven't done as the things I have done. Innovation is saying no to 1,000 things.” - Steve Jobs

This dance is the joy of existence - Rumi

A river cuts through rock, not because of its power but because of its persistence. - Jim Watkins

You are the author of your own life, and it’s never too late to replace the stories you tell yourself and the world. It’s never too late to begin a new chapter, add a surprise twist, or change genres entirely. - Tim Ferriss

Spend your time in the company of genius, sages, childrens and books

Currently writing about DeFi & tradFi

Why traditional lending will be disrupted by DeFi ?

A new type of bank wouldn’t be in the same construct as current banks. It would be a marketplace/protocol where investors can be matched with borrowers in an efficient way. All the bloat/risk that opaque banks add to the system will be destroyed.